Run the whole month on one sheet.
A Google Sheets budget for a steady-paycheck household: what is left to spend this month, per day, with fixed costs, spending, debt, savings and a year view on one dashboard.
$25.98 $12.99 on Etsy, 50% off, sale through Dec 1 · Instant download · Free Google Sheets
Payday feels great. Day 20, not so much.
Bills in five places
Rent, utilities and subscriptions live in different apps and emails.
"Can we afford takeout?"
Nobody knows what is actually left until the bank balance says so.
The odd 3-paycheck month
Extra paydays arrive and vanish without a plan.
6 reasons households run it monthly
One number: left to spend
The Dashboard shows what is left this month, per day, and the days left.
From the included Example (sample data): "$770 left of a $1,400 spending plan, about $37 a day for the 21 days left."
Real paydays, counted
Up to 2 earners paid monthly, twice a month, every 2 weeks or weekly. 3-paycheck months show up on their own.
A warning before you overspend
A progress bar and a note appear when spending runs ahead of the month.
One sheet for the whole month.
Get the Monthly Budget →Fixed costs and coming-up bills
The Dashboard lists the next fixed costs and bigger non-monthly bills.
Every month side by side
The Year tab lines up every month so you can spot the heavy ones.
Debt and savings in the same place
Up to 8 debts and 8 savings goals, summarized on the Dashboard.
Set up once, then a few minutes a week
- Download the PDF guide on Etsy and tap the link to make your own copy in Google Sheets.
- Fill in Start Here: your pay and settings (5 steps).
- As you spend: one line in the Spending log.
- Open the Dashboard to see what is left, per day.
Start with one, grow into more
Monthly Budget (dark) · $12.998 tabs, Example + Blank. List $25.98, 50% off through Dec 1.
Monthly Budget Light · $12.99Same budget in a bright look. List $25.98, 50% off through Dec 1.
Monthly Money System Bundle · $24.95Monthly Budget + Debt Payoff Planner + Bill Tracker. List $49.90, 50% off through Dec 1.
Also inside the Complete Money Library · $39.95Monthly Budget dark + light are both inside, among 11 Google Sheets templates + 2 bonuses. List $79.90, 50% off through Dec 1.What you're getting
- Product
- Monthly Budget, a Google Sheets monthly budget template
- Price
- $12.99 on Etsy (list $25.98, 50% off, sale through Dec 1).
- Includes
- Start Here guide PDF with copy links, quick start, tips and FAQ
- Example version (a sample month) and Blank version
- 8 tabs: Start Here, Dashboard, Income (up to 2 earners), Budget, Spending, Year, Debt (up to 8), Savings (up to 8)
- Format
- Google Sheets, free Google account needed. Dark mode; Monthly Budget Light is the same budget in a light look ($12.99).
- Delivery
- Instant digital download: a PDF guide with links to copy the template. Nothing is shipped.
- Bundle
- Monthly Money System Bundle, $24.95 (list $49.90): Monthly Budget + Debt Payoff Planner + Bill Tracker.
- Also inside
- Complete Money Library ($39.95, list $79.90, sale through Dec 1) includes Monthly Budget dark + light.
- Good to know
- Does not connect to your bank. A planning tool, not financial advice.
Made for
- Steady-paycheck households
- Couples or singles with up to 2 earners
- Anyone starting a January money reset
Not for
- Anyone wanting a bank-linked app
- Excel-only users
- Gig or uneven pay (see our Gig Worker budget)
No reviews yet, and we won't invent any. Numbers in any screenshot come from the included Example (sample data), not real results.
FAQ
Do I need to pay for Google Sheets?
No. It works in free Google Sheets, including the phone app. You need a free Google account.
Dark or light?
Same budget, two looks: Monthly Budget (dark) and Monthly Budget Light are $12.99 each.
Is it dated?
No. Pick any month and any year.
Does it connect to my bank?
No. You type your own amounts. No account numbers or passwords.
Can I use it in Excel?
You can download it as .xlsx, but some features may work differently. It is built for Google Sheets.
What if something isn't working?
Message the shop on Etsy and we'll help. Because it's digital, returns and exchanges aren't accepted.
One month, one calm sheet
Start with the Monthly Budget, or get the whole Money System.
$25.98 $12.99 on Etsy, 50% off, sale through Dec 1 · Instant download · Free Google Sheets